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  • Tailored Car Finance for you with rates from 9.95%.

    Apply for a Car Loan

    Why get your Car loan through NZCU Auckland?

    Are you chasing a car to get you to work, looking for a people mover, or just want something sporty to get you from Albany to the Bombays (A-to-B)? Then look no further fellow Aucklanders – if you’re looking at a loan from NZCU, you’ve come to the right place…

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    Apply for your car loan online

    Applying for a loan online has never been easier. Quick, confidential and easy.

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    Tailored for your needs

    Let our NZCU loan experts help you design a loan to suit your lifestyle and needs.

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    Fixed Interest Rates

    Know where you stand with a competitive rate fixed for the life of the loan.

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    Flexible loan repayments

    Choose from weekly, fortnightly or monthly and make extra payments without penalty.

    Vehicle Loans From 9.95%

    One of the great things about Vehicle Finance is that we’ll probably agree to use your new car as security. That means, we can work out a loan that suits you faster and generally at a lower interest rate. You’ll get approved faster and save more on repayments. So come on, an online application takes about 20 minutes and we’ll get you approved often within a few hours.

    Repayment Calculator

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    $0.00 / Weekly
    What our customers have to say

    When consolidating several loans, we were relieved when NZCU were able to help us AND offer a really low interest rate.


    NZCU have given us expert, efficient and quick service when applying for any loan and we'll continue to bank with them.


    I don't feel like I am a number - I'm treated as a member and my opinion matters


    Excellent service, prompt response to enquiries and provide the best lowest loan interest!


    We’re not on your back, we’re on your side – Let NZCU arrange the repayments and loan terms that work best for you.

    Got a Question?

    Call 09 579 1026
    or send a message

    How Much Can I Get?

    Use our Loan Calculators to work out how much you could afford to borrow.

    Apply Online?

    Applying for a loan with NZCU is no hassle at all – just fill in an online loan application.