Reach your savings goals
Interest Calculated Daily
Flexible and competitive interest calculated on a daily basis. Just watch your investment grow.
Maturity Options
You can arrange to get paid interest at regular intervals (conditions apply) or on maturity to any account of your choice*
Term Length to Suit You
Choose a term that fits with the amount of time you have to invest; from 90 days to 60 months.
NZCU Term Deposit Rates
Effective: 31 July 2023
Rates are subject to change without notice. Minimum deposit - $500
Interest can be paid out or compounded quarterly, six-monthly, annually or on maturity.
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| Term | $500 – $9,999 | $10,000 – $500,000 |
|---|---|---|
| 3 months | 3.80% p.a. | 3.80% p.a. |
| 6 months* | 5.05% p.a. | 5.05% p.a. |
| 9 months* | 5.50% p.a. | 5.50% p.a. |
| 12 months* | 6.15% p.a. | 6.15% p.a. |
| 18 months* | 6.15% p.a. | 6.15% p.a. |
| 24 months* | 6.15% p.a. | 6.15% p.a. |
NZCU Term Deposit notes
- *You are advised of your options prior to maturity, including reinvesting for a further term
- Money from term deposits is invested into your local community to help New Zealanders succeed together.