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  • Better Way for Insurance.

    We are about simplifying finances, where small things matter. Let's have a chat to discuss which insurance plan suits you best.

    Vehicle Insurance

    Vehicle Insurance covers your car if you have an accident or your car is stolen or damaged. NZCU Carminder Vehicle Insurance provides you with:

    • Accidental damage to your car
    • Liability for accidental damage caused by your car to vehicles or property belonging to someone else
    • Loss or damage to your car from theft or fire. Damage to your car in a natural disaster, e.g. earthquake, landslip
    • Cover also includes windscreen, keys and locks at no additional premium cost and no excess
    • Optional extra: Roadside Assistance – for only $44.95 per year you can add to your Vehicle Insurance, giving you access to a comprehensive 24/7 breakdown service, anywhere in New Zealand

    We can even match your existing no claims bonus, and a cheaper quote/existing premium if ours is more expensive.

    Acceptance is guaranteed. Talk to us today and sign up to NZCU Vehicle Insurance to protect your car against an accident, theft and damage.

    Enquire about Vehicle Insurance

    Third Party Vehicle Insurance

    Third Party Vehicle Insurance protects you in case you accidentally damage someone else’s car or property.

    • Covers your legal liability (and defence costs) if you are responsible for damage to someone else’s vehicle or property
    • It also covers your vehicle for up to $3,000 if you have an accident with an uninsured driver of another vehicle who is completely at fault (and you provide us with the details of the other vehicle and driver)

    Contact us today to get a quote for Third Party Vehicle Insurance.

    Third-Party Vehicle Insurance

    Loan Protection Insurance

    Loan protection insurance is a sensible and cost-effective step to ensure you focus on what’s really important in the event of the unexpected happening, without the added stress of repaying your loan. It’s essentially Life insurance for your loan repayments.

    • Cover includes: life, disability, trauma, redundancy and bankruptcy.
    • Cover calculated on daily loan balance and paid monthly, so you will never overpay.
    • Option for adding specific cover such as cover for: disability, trauma, redundancy and bankruptcy.
    • Choose to have life insurance only or a combination of any of the other components.

    Protect yourself in times of uncertainty with Loan Protection Insurance.

    Loan Protection Insurance

    Home & Contents Insurance

    For most New Zealanders, our home is our most valuable asset. Selecting the right amount of cover is important. That’s why we provide different levels of cover for your home, its contents or both:

    • Different levels of cover – choose a level of cover that best suits you.
    • Maxi plan cover and sum insured.
    • Support from our friendly staff to ensure your belongings are covered for what they are worth.
    • We can help you make a detailed list of your home contents.

    Knowing just what you are covered for is critical – and will save heartache should the unexpected happen.

    Call us today to sign up for Home and Contents Insurance to protect your most valuable assets.

    Enquire About Home & Contents

    Bereavement Fund – Credicare

    Credicare Bereavement Fund is a special service that ensures when a Credicare member dies, money is immediately available to the family.

    • Cash is immediately available to the family when a member dies
    • Payment is made regardless of any claims such as insurance
    • It is a tax free benefit
    • No commission or administration fees.

    How does it work?

    • Each member agrees that on the death of another member, a nominated amount will be automatically withdrawn from their savings account
    • This money is then pooled and the total is paid to the deceased member’s nominated beneficiary, providing the family with immediate cash assistance.

    Who may join?

    Any person under 60 and in good health, who is either an active member of the Credit Union, or is the spouse/partner of an active member of the Credit Union may join Credicare.

    Easy and affordable way to give your family financial support when a family member close to you passes away.

    Ask about Credicare