• Home
  • Banking
  • Personal Loans
  • Insurance
  • About Us
  • News
  • Contact
  • New Internet Banking
  • Apply for a loan
  • Notice to Members:


    Credit Union Auckland and First Credit Union look to unite. You are invited to a Special General Meeting of Credit Union 18 April 2024 Auckland - Click here to Register & Join

    For more information, go to link https://nzcuauckland.co.nz/new...

    Interest Rates - Savings & Term Deposits


    All rates are subject to change.

    Savings Accounts
    Success Saver
    $1 to $49,9990.05% p.a.
    $50,000 and over0.05% p.a.
    Goal Saver
    Full Balance0.05% p.a.
    Loyalty Saver
    $1 to $4,9990.05% p.a.
    $5,000 and over0.05% p.a.
    Christmas Saver
    Full balance up to $100,0000.05% p.a.
    As an added bonus, 3 lucky Members will each win a special Christmas Hamper to the value of $250.00 in December. All Christmas Saver accounts are eligible to go into the draw.
    Kids Cash Saver
    Full balance0.05% p.a.
    • Interest is calculated based on daily balance
    • Interest is paid at the end of each month (except for Christmas Saver – interest is accrued monthly and paid annually on 30 November)
    • Interest rates quoted apply to the balance on that day
    • Maximum Total Shareholding permitted per Customer is $500,000 or such other amount as the Directors may decide (there is a $100,000 limit on the Christmas Saver)
    Term Deposits (Effective 31 July 2023)
    Term$500 to $9,999$10,000 plus
    3 months3.80% p.a.3.80% p.a.
    6 months*5.05% p.a.5.05% p.a.
    9 months*5.50% p.a.5.50% p.a.
    12 months*6.15% p.a.6.15% p.a.
    18 months*6.15% p.a.6.15% p.a.
    24 months*6.15% p.a.6.15% p.a.
    • Interest is calculated daily
    • Interest can be paid or compounded on maturity or quarterly*
    • Deposit from as little as $500 up to $500,000
    • Investors are advised of their options prior to maturity
    • Maximum Total Shareholding permitted per Customer is $500,000 or such other amount as the Directors may decide
    • These Credit Union deposits are unrated and secured by a registered first ranking Trust Deed

    Interest Rates - Loans

    Personal Loans
    Loyalty Saver Secured12.95% p.a.
    Secured base ratefrom 12.95% p.a.*
    Unsecuredup to 19.00% p.a.**
    • These are indicative rates only and may be subject to change without notice.
    • Normal lending criteria apply.
    • *actual rate may vary as it is determined by individual circumstances.
    • **dependent upon history and risk.
    Home Loans  (Effective 21 May 2023)
    Floating rate for First Mortgage:9.55% p.a.
    • Normal lending criteria apply.

    Shares in Credit Union Auckland are unrated shares secured by a first ranking registered Trust Deed.

    A copy of our Product Disclosure Statement and Terms & Conditions are available free of charge from our offices

    Main Tel: 09 579 1026

    Email: enquiries@cua.co.nz