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  • Notice to Members:

    NZCU Auckland Penrose site is closing. The last day of business will be 26th August 2022. Don’t worry though, we will be coming back across the road at 956 Great South Road, Penrose in December 2022. In the meantime our Penrose team will be based at our Highbrook site 5 Cryers Road, East Tāmaki (next door to Woolfy’s Café) until our new branch is built. 

    Better Way For Car Finance

    ico-sm-clock.svg Fast Approvals from 8.95%

    ico-sm-procent.svg Member Owned, Lower or Fewer Fees.

    ico-sm-lock.svg Secured & Unsecured Loans.

    Apply now

    Or call 09 579 1026 (9am - 5pm)

    Why get your car loan through NZCU Auckland?

    Are you chasing a car to get you to work, looking for a people mover, or just want
    something sporty to get you from Albany to the Bombays (A-to-B)? Then look no further
    fellow Aucklanders – if you’re looking at a loan from NZCU, you’ve come to the right

    Ico Mouse

    Online Loan Application

    Applying for a loan online has never been easier. Convenient, quick and confidential.

    Ico Tailor

    Rates from 8.95%

    Know where you stand with a competitive rate fixed for the life of the loan.

    Ico Procent

    Tailored to Your Needs

    Let our NZCU loan experts help you design a loan to suit your lifestyle and needs.

    Ico Calendar

    Flexible loan repayments

    Choose from weekly, fortnightly or monthly and make extra payments without penalty.

    Vehicle Loans From 8.95%

    One of the great things about Vehicle Finance is that we’ll probably agree to use your new car as security. That means, we can work out a loan that suits you faster and generally at a lower interest rate. You’ll get approved faster and save more on repayments. So come on, an online application takes about 20 minutes and we’ll get you approved often within a few hours.

    Repayment Calculator

    $0.00 / Weekly
    Apply Now
    What our customers have to say

    When consolidating several loans, we were relieved when NZCU were able to help us AND offer a really low interest rate.


    NZCU have given us expert, efficient and quick service when applying for any loan and we'll continue to bank with them.


    I don't feel like I am a number - I'm treated as a member and my opinion matters


    Excellent service, prompt response to enquiries and provide the best lowest loan interest!