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  • Notice to Members:

    REDUCED HOURS:  Owing to staff shortages, Penrose and Manukau branches will open at reduced hours (10am to 2pm) with COVID-19 protocols (click here to view protocols). You will still be able to contact us by phone on (09) 579 1026 between 9am and 4:30pm weekdays. BRANCH CLOSURES: Our Highbrook and Tip Top branches are closed until further notice. 

    Tailored Car Finance for you with rates from 8.95%.

    ico-sm-clock.svg Fast Approvals

    ico-sm-procent.svg Loans from 8.95%

    ico-sm-lock.svg Secured & Unsecured Loans

    Apply now

    Or call 09 579 1026 (9am - 5pm)

    Why get your car loan through NZCU Auckland?

    Are you chasing a car to get you to work, looking for a people mover, or just want
    something sporty to get you from Albany to the Bombays (A-to-B)? Then look no further
    fellow Aucklanders – if you’re looking at a loan from NZCU, you’ve come to the right

    Ico Mouse

    Online Loan Application

    Applying for a loan online has never been easier. Convenient, quick and confidential.

    Ico Tailor

    Rates from 8.95%

    Know where you stand with a competitive rate fixed for the life of the loan.

    Ico Procent

    Tailored to Your Needs

    Let our NZCU loan experts help you design a loan to suit your lifestyle and needs.

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    Flexible loan repayments

    Choose from weekly, fortnightly or monthly and make extra payments without penalty.

    Vehicle Loans From 8.95%

    One of the great things about Vehicle Finance is that we’ll probably agree to use your new car as security. That means, we can work out a loan that suits you faster and generally at a lower interest rate. You’ll get approved faster and save more on repayments. So come on, an online application takes about 20 minutes and we’ll get you approved often within a few hours.

    Repayment Calculator

    $0.00 / Weekly
    Apply Now
    What our customers have to say

    When consolidating several loans, we were relieved when NZCU were able to help us AND offer a really low interest rate.


    NZCU have given us expert, efficient and quick service when applying for any loan and we'll continue to bank with them.


    I don't feel like I am a number - I'm treated as a member and my opinion matters


    Excellent service, prompt response to enquiries and provide the best lowest loan interest!