Better way to Bank. Better way for Personal Loans.
Member Owned.
Better Rates, Better Terms, Lower or Fewer Fees.
Personal Loans from only 8.95 % p.a.
Member Owned.
Better Rates, Better Terms, Lower or Fewer Fees.
Personal Loans from only 8.95 % p.a.
Calculated at an example interest rate of 15% p.a. Your total repayment would be $0.00. The actual interest rate offered to you may differ and is dependent on your credit history and rating.
Open a flexible bank account that lets you bank how you want, when you want to and as often as you want.
NZCU AccountsNew car, family holiday, debt consolidate? Know where you stand with a competitive rate fixed for the life of the loan.
Personal LoansWe’re all about helping everyday Kiwis achieve their financial goals; with banking, home loans, savings accounts and insurances.
About NZCUWe all have different stories, different wants and needs, and different dreams. We also have something in common. A a belief in the power of coming together to create something better for ourselves, our community, and to help each other get ahead.
At NZCU Auckland, we resonate with our members and community through our shared values of fairness, inclusion, respect, transparency and belief in the common good. As a team, we collectively work together to provide banking services best suited for you.
Credit Union Auckland trades as NZCU Auckland. Account terms & conditions and normal lending criteria apply. View our Product Disclosure Statement here or on request from the Credit Union. NZCU Auckland savings are shares secured by a first ranking security over NZCU Auckland’s assets. View our rates & fees here.
NZCU Auckland provides personal loans with interest rates ranging from 8.95% to 19.00% per annum. Loans are available from $1,000. Loans are to be repaid by instalments of principal and interest over terms with a minimum of 3 months and a maximum of 5 years. Other terms can be made by arrangement.
Here’s an example for a $10,000 loan taken out for a term of 3 years at an interest rate of 9.95% per annum. Weekly repayments of $75.94 would be required to repay the loan. This includes a Loan Fee of $200.00 and cost of Credit and other checks of $37.00 which are included in the repayment amount. Interest paid over this period would be $1,608.84 – making the total payable $11,845.84. Our maximum Finance Rate (APR) inclusive of fees is 11.595% per annum. Full repayment of the loan can be made at any time without penalty.