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  • Notice to Members:

    2022 SCHOOL SCHOLARSHIP APPLICATIONS now open: Click here to go to application form.  ALL BRANCHES OPEN:  Our branches at Penrose, Manukau and Highbrook are open at their normal hours, but with COVID-19 protocols (click here to view protocols)

    Banking & Personal loans made easy at NZCU

    Friendly, personalised banking for everyone.
    Easy online loan applications.
    Loans from an incredibly low 9.95% p.a.

    $0.00 / Weekly
    Apply Now

    Calculated at an example interest rate of 15% p.a. Your total repayment would be $0.00. The actual interest rate offered to you may differ and is dependent on your credit history and rating.

    Taking care of your finances with everyday banking, personal loans and insurance at NZCU Auckland

    Everyday Banking at NZCU

    Open a flexible bank account that lets you bank how you want, when you want to and as often as you want.

    NZCU Accounts

    Personal Loans from 9.95%

    New car, family holiday, debt consolidate? Know where you stand with a competitive rate fixed for the life of the loan.

    Personal Loans

    We’re on your side

    We’re all about helping everyday Kiwis achieve their financial goals; with banking, home loans, savings accounts and insurances.

    About NZCU

    Anything is possible with
    a NZCU Personal Loan

    If you’re chasing a new car, hankering for a holiday or looking to consolidate your debts we reckon you’ve come to the right place. With competitive interest rates, flexible terms and payments to suit, there are lots of reasons New Zealanders choose a Personal Loan from NZCU – find out why here…

    Personal Loans

    NZCU Auckland is proud to be a
    credit union and not a registered bank.

    NZCU Auckland is a co-operative finance organisation, 100% Kiwi Owned and part of the NZCU group.

    We work together with our members and customers to provide comprehensive banking, loans and insurance services. We’re not on your back, we’re on your side.

    Credit Union Auckland trades as NZCU Auckland. Account terms & conditions and normal lending criteria apply. View our Product Disclosure Statement here or on request from the Credit Union. NZCU Auckland savings are shares secured by a first ranking security over NZCU Auckland’s assets. View our rates & fees here.