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  • Notice to Members:

    REDUCED HOURS:  Owing to staff shortages, Penrose and Manukau branches will open at reduced hours (10am to 2pm) with COVID-19 protocols (click here to view protocols). You can still contact us by phone on (09) 579 1026 between 9am and 4:30pm on weekdays. BRANCH CLOSURES: Our Highbrook and Tip Top branches are closed until further notice. 

    Better Way to Bank

    Everyday access with NZCU

    Open a straightforward, flexible account that lets you bank how you want, when you want to and as often as you want. Everyday.

    Everyday access to your accounts for everyday spending, EFTPOS & ATM* transactions across NZ.

    Everyday Account – flexible transactions

    With an Everyday Account at NZCU you’ll have access to your funds using NZCU’s AccessCash ATMs, an Accessdebit Card, Accesscard, AccessTXT – as well as AccessPhone, AccessWeb and branch deposits and withdrawals.

    And you choose when and how you want to bank.

    • Flexible transactional account.
    • Multiple ways to access your funds.
    • Access your money through ATMs, text, phone & online.
    • Use your account card for EFTPOS transactions at retail stores and ATMs.

    Apply for an Everyday Account

    Bill Pay Account – flexible transactions

    With a Bill Pay Account you budget funds for expenses and see all your bill payments in one place. Transfer money automatically into your Bill Pay Account, keeping your bill money separate from your other accounts. Set up automatic payments and/or direct debits from that account to pay your bills. Take the stress out of paying those bills with a Bill Pay account from NZCU.

    • Budget funds for expenses in a separate account.
    • Pay bills from that account and keep a tally on your expenses.
    • Transfer funds for free.
    • Setup automatic payments and direct debits as well.
    • Pay online and track what you spend on household bills and expenses.

    Apply for a Bill Pay Account