Better Rates, Better Terms
Fast Approvals from 8.95%
Member Owned, Lower or Fewer Fees
Secured & Unsecured Loans
Fast Approvals
Loans from 8.95%
Secured & Unsecured Loans
Or call 09 579 1026 (9am - 5pm)
If you want a new car, are planning a holiday or want to consolidate your debts, you’ve come to the right place. We are here to help you with a
Personal Loan from NZCU – find out more here…
Don't put it on the mortgage when a short term personal loan is a cheaper way to finance improvements.
Wrap credit cards, store cards and other debts into one affordable debt consolidation loan.
With an NZCU Action loan, we'll help you pay for that well-earned holiday or special family event.
With a loan from NZCU, plan the wedding of your dreams for yourself or for your family.
We’re not on your back; we’re on your side. As a co-operative finance organisation, we can offer some of the most competitive personal loan rates in New Zealand. So depending on your security and personal profile, we may offer you a personal loan from 8.95% p.a. interest – try getting that sort of rate from a loan broker!
If you want a new car, are planning a holiday or want to consolidate your debts, you’ve come to the right place. We are here to help you with a
Personal Loan from NZCU – find out more here…
Applying for a loan online has never been easier. Convenient, quick and confidential.
Know where you stand with a competitive rate fixed for the life of the loan.
Let our NZCU loan experts help you design a loan to suit your lifestyle and needs
Choose from weekly, fortnightly or monthly and make extra payments without penalty.
When consolidating several loans, we were relieved when NZCU were able to help us AND offer a really low interest rate.
NZCU have given us expert, efficient and quick service when applying for any loan and we'll continue to bank with them.
I don't feel like I am a number - I'm treated as a member and my opinion matters
Excellent service, prompt response to enquiries and provide the best lowest loan interest!
Or call 09 579 1026 (9am - 5pm)
NZCU Auckland provides personal loans with interest rates ranging from 8.95% to 19.00% per annum. Loans are available from $1,000. Loans are to be repaid by instalments of principal and interest over terms with a minimum of 3 months and a maximum of 5 years. Other terms can be made by arrangement.
Here’s an example for a $10,000 loan taken out for a term of 3 years at an interest rate of 9.95% per annum. Weekly repayments of $75.94 would be required to repay the loan. This includes a Loan Fee of $200.00 and cost of Credit and other checks of $37.00 which are included in the repayment amount. Interest paid over this period would be $1,608.84 – making the total payable $11,845.84. Our maximum Finance Rate (APR) inclusive of fees is 11.595% per annum. Full repayment of the loan can be made at any time without penalty.